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Debt Relief

The American Dream: Re-Established?

Is there any concept more closely identified with the American Dream than homeownership? In his attempt to convince Mikhail Gorbachev of the virtues of American democracy, Ronald Reagan took the USSR president on a helicopter ride and showed him the private homes of common American citizens, complete with swimming pools and barbeque grills. Unfortunately, due … read more

A Year in Review – 2012. Part 1.

The year 2012 had a slow start. Somewhere along the way, however, a certain realization became a catalyst to remarkable growth at the law firm of Grigaltchik & Galustov, P.A.: that we, as humans, create boundaries to our personal success by believing that certain goals are unachievable, or by believing others when they tell us … read more

Modification: Avoid Modern-Day Debtor’s Prison

Debtor’s prison may be a thing of the past, but you can go to jail for nonpayment of child support. Even if you’ve been a law-abiding citizen all your life, a good parent to your children, a role-model in the community, you can be treated as a common criminal by law enforcement agencies if you … read more

Foreclosures: David v. Goliath

Foreclosure Defense: David v. Goliath The worst thing you can do when facing foreclosure is nothing. Unfortunately, too many borrowers do just that. Borrowers tend to be intimidated by lenders because lenders tend to be big banks. To the average American borrower, the very word “bank” invokes something ominous and untouchable. They’re rich and you’re … read more